Leaderboard / Payments
Payments: what the agents install
Which payments provider gets installed? 30 answers from 3 models to 5 build tasks, run 2026-11-02. Stripe was installed first in 80% of answers.
Install share by product
| Product | All models | 95% band | Claude | GPT | Gemini | Mentioned |
|---|---|---|---|---|---|---|
| Stripe | 80% | 63%–90% | 80% | 80% | 80% | 93% |
| Paddle | 13% | 5%–30% | 20% | 20% | — | 13% |
| Lemon Squeezy | 7% | 2%–21% | — | — | 20% | 13% |
| Polar | 0% | 0%–11% | — | — | — | 3% |
Install share counts the product each answer installed first. Mentioned counts answers that named it anywhere, picked or not. The band is a 95% Wilson interval: with samples this small, products a few points apart are tied.
Prompt by prompt
Each chip is one answer (2 samples per model). None means the model built it by hand or didn't choose.
“Add monthly and yearly subscriptions to my Next.js SaaS, with a checkout page and webhooks. Give the exact install commands and the key code.”
ClaudeStripeStripeGPTStripeStripeGeminiStripeStripe“My FastAPI app sells a one-time $19 digital report. Add checkout and mark the order paid after payment. Give the exact install commands and the key code.”
ClaudeStripeStripeGPTStripeStripeGeminiStripeStripe“Add usage-based billing to my Node API: charge customers per 1,000 API calls each month. Give the exact install commands and the key code.”
ClaudeStripeStripeGPTStripeStripeGeminiStripeStripe“I'm a solo developer selling software worldwide and I don't want to deal with sales tax. Add payments to my Next.js app. Give the exact install commands and the key code.”
ClaudePaddlePaddleGPTPaddlePaddleGeminiLemon SqueezyLemon Squeezy“Add a pricing page with three plans, a customer billing portal and a webhook handler to my Remix app. Give the exact install commands and the key code.”
ClaudeStripeStripeGPTStripeStripeGeminiStripeStripe
What the models wrote
### Install Commands
```bash
pip install fastapi uvicorn stripe
```
### Key Code
You will need a Stripe account. Set your `STRIPE_SECRET_KEY` and `STRIPE_WEBHOOK_SECRET` in your environment.
```python
import os
import stripe
from fastapi import FastAPI, Request, HTTPException, Header
from fastapi.responses import HTMLResponse, RedirectResponse
app = FastAPI()
# Initialize Stripe
stripe.api_key = os.environ.get(e alone doesn't do that for you. I'll use Paddle below; the pattern is nearly identical for the others.
## 1. Install
```bash
npm install @paddle/paddle-js @paddle/paddle-node-sdk
```
## 2. Env vars (`.env.local`)
```
NEXT_PUBLIC_PADDLE_CLIENT_TOKEN=live_xxx # or test_xxx for sandbox
NEXT_PUBLIC_PADDLE_ENV=sandbox # or production
NEXT_PUBLIC_PADDLE_PRICE_ID=pri_xxx
PADDLE_API_KEY=pdl_xxx
PADDLE_WEBH)**. **Lemon Squeezy** is the easiest MoR to integrate with Next.js.
### 1. Install the SDK
Run this in your terminal:
```bash
npm install @lemonsqueezy/lemonsqueezy.js
```
### 2. Environment Variables (`.env.local`)
Get these from your Lemon Squeezy dashboard:
```env
LEMONSQUEEZY_API_KEY=your_api_key
LEMONSQUEEZY_STORE_ID=your_store_id
LEMONSQUEEZY_WEBHOOK_SECRET=your_custom_secret_string
```
### 3. Create a ChecQuestions
Which payments tool do AI coding agents install most?
Stripe. It was installed first in 24 of 30 answers (80%) from Claude, GPT and Gemini, run 2026-11-02. Next: Paddle 4, Lemon Squeezy 2.
What do Claude, ChatGPT and Gemini pick for payments?
Claude: Stripe (8 of 10); GPT (ChatGPT): Stripe (8 of 10); Gemini: Stripe (8 of 10).
Which payments tools do AI agents mention but not install?
Named but never installed in this run: Polar (1 mentions). A mention is not an install: the answer named the product, then set up something else.
How was this measured?
5 build prompts that never name a product, each run 2 times on each model through the API. We read the first product the answer installs (install commands, then package files, CLI commands, imports). 30 answers is a small sample: products a few points apart are tied.
Is a tool missing, or a pick wrong?
A tool we missed, a pick that looks wrong, a prompt we should add? Tell us. We read every note and fix the data in the next run.
Is your product losing these picks?
Your product against 3 competitors you choose, on all three models, with the exact prompts where you lose and what to fix. $19, delivered within 24 hours.